Thinking about buying? Start Here

THINKING ABOUT BUYING? START HERE.

October 05, 2026•1 min read

You don’t need to have everything figured out before you call me. But before we start house hunting, here are a few things worth thinking about:

💰 Have you started saving?
Your down payment isn’t the only expense. You may also need funds for inspections, appraisal, closing costs and other upfront expenses.

💳 Do you know where your credit stands?
Don’t count yourself out because your credit isn’t perfect. A good lender can tell you where you stand and what steps, if any, could help.

🏠 What monthly payment feels comfortable?
This matters more than the biggest number you can qualify for. I want you to still like your house after the payment comes out every month. 😉

📋 Have you talked to a lender?
If not, that’s okay. I can connect you with a trusted lender who can explain the numbers and your options.

CHERYL’S TIP: Getting pre-approved doesn’t mean you have to buy tomorrow. It just gives us a much better roadmap.

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